Policy and Legislation

• Read CU's overdraft comment on the December 2008 overdraft proposal (March 12, 2009)
• Summary of December 2008 overdraft proposal (January 27, 2009)
• Federal Reserve Board’s December 2008 overdraft proposal summary (January 26, 2009)
• Protect all your money if your bank fails (September 15, 2008)
• Fact sheet on state gift card protection laws (August 4, 2008)

• Consumers Deserve Stronger Financial Services Protections (July 27, 2007)
• Consumer groups call on Federal Reserve to protect consumers in electronic payments (May 25, 2007)
• Consumer groups support stronger protections for debit cards (October 17, 2006)
• Consumer groups call on Federal Reserve Board to protect funds on emergency benefits payments cards (September 23, 2005)
• Comments to the Federal Reserve System regarding payroll cards (April 6, 2005)
• CU comments regarding the proposed amendment addressing payroll cards (March 5, 2005)
• Consumer groups support proposed amendment to federal Regulation E addressing payroll cards (October 28, 2004)
• Letter to the CA Dept. of Social Services regarding electronic benefit transfer (September 11, 1998)

Consumers Union News Releases

• Consumers need opt-in on overdraft programs (March 12, 2009)
• Consumer group's press release on December 2008 Overdraft Proposal (December 22, 2008)
• Gas consumers to get relief on debit card holds (June 27, 2008)
• New rules proposed to curb unfair bank practices (May 2, 2008)

• Consumer groups ask questions for new Fed chair nominee (October 24, 2005)

Research and Reports

• Summary of December 2008 overdraft proposal (January 27, 2009)
• Jury’s out on abusive overdraft loans proposal (December 22, 2008)

• Where’s my money: Consumer protections needed for new ways to pay (July 3, 2008)
• TJX data security breach puts millions at risk (March 29, 2007)
• Real People, Real Stories (October 20, 2006)
• What's At Stake for Consumers with Interchange Fees (February 16, 2006)
• On-line banking policies and principles (October 1, 1999)

Consumer Tips

• Consumer Reports, Viewpoint: Debit Holds (October 15, 2008)
• Consumer Reports offers tips to avoid debit cards gotchas (October 12, 2006)

Blog Posts

• Consumers To Governorator: Sign SB 933! (August 17, 2010)
• Working to improve Chase’s Overdraft Opt-in Solicitations (June 14, 2010)

• Senate debate on financial reform heats up (May 5, 2010)
• Bank of American finally does the right thing on overdrafts (March 10, 2010)
• Back to Basics: Using Your Debit Card (December 2, 2009)
• Protect Your Holiday Spending (November 11, 2009)
• Relief for Unemployment Debit Card Users Coming Soon? (August 25, 2009)
• Tips for Buying Online (July 7, 2009)
• Consumer Financial Protection Agency - What it is and What it does (June 17, 2009)
• No foolin’: A bank card with 15 fees (April 1, 2009)
• Another Federal Watchdog Agency? It's a Good Thing (March 10, 2009)
• The end is near...at least to long debit holds (August 18, 2008)
• On the Horizon: Finally Some Relief at the Pump (July 10, 2008)
• Who’s Holding Your Money? (May 19, 2008)
• Spending is not the way to save (February 22, 2008)
• Telephone check? Could the Wachovia “demand draft” problem happen to you? (February 6, 2008)
• Don't borrow from your 401(k) (January 28, 2008)
• America's banks missing the mark on banking fees (August 27, 2007)
• Thanks Bank of America for raising the fee… (August 23, 2007)