Policy and Legislation

• CU comment on SEC’s proposed rules re: asset-backed securities (August 9, 2010)
• CUs comments to the FTC re: Mortgage Assistance Relief Services—Proposed Rulemaking (March 26, 2010)
• Supporting comments for FDIC mortgage securitization reform (February 12, 2010)
• Comments to the Federal Reserve regarding proposed amendments the Truth in Lending Act’s disclosure rules on Open-End credit (December 22, 2009)
• Letter to the Federal Reserve regarding proposal to amend the Truth in Lending Act’s disclosure rules on Closed-End credit (December 22, 2009)
• State of Foreclosure: Progress and Solutions (November 19, 2009)
• Letter to CA Governor requesting his signature on AB 764 (September 18, 2009)
• Consumer groups ask that states be permitted to protect consumers against predatory lending (March 6, 2009)
• Senate letter supporting Helping Families Save Their Homes Act of 2009 (March 5, 2009)
• Supporting comment for FTC authority over predatory mortgages (March 4, 2009)
• House to vote soon on foreclosure legislation (February 25, 2009)
• NAAG’s letter to Obama asking that he reverse the OCC’s position on preemption (February 25, 2009)
• Support Letter for Mortgage Modification Legislation (February 25, 2009)
• Support for Judicial Loan Modifications (February 24, 2009)
• CU urges Obama administration to let states take greater role overseeing banks (February 4, 2009)
• Consumer’s Union’s Mortgage Platform (January 30, 2009)
• CU offers regulatory reform principles to the Congressional Oversight Panel (January 16, 2009)
• CU's rescue plan for the rest of us - Seven steps toward reform (January 13, 2009)
• Consumers Union's agenda for the 111th Congress (January 12, 2009)
• Groups call for a consumer agenda for Congress and the new Administration (December 18, 2008)
• CU offers principles for restructuring financial regulation (December 16, 2008)
• CU offers principles for restructuring financial regulation (December 16, 2008)
• CU calls for new agency heads to protect consumers in credit and housing (December 2, 2008)
• Letter to President-Elect Obama from Consumers Union President (November 5, 2008)
• Wall Street rescue plan, worries for consumers (September 23, 2008)
• California Assembly Bill 1830 Fact Sheet - Mortgage Lending Reform (September 9, 2008)
• Consumer groups seeks strong regulations to protect home borrowers (April 9, 2008)
• Consumer groups seeks stronger protections for military borrowers (February 25, 2008)
• California considers foreclosure protection (January 29, 2008)

• Consumer groups call on federal regulators to protect consumers from dangerous mortgage practices (February 21, 2007)
• Consumer groups urge federal regulators to strengthen regulations included in Guidance on Nontraditional Mortgage Product Risk (February 21, 2007)
• Consumer groups oppose cutbacks in consumer protection under the guise of regulatory relief (May 3, 2006)
• Consumer Group Opposition to weakening of the Home Mortgage Disclosure Act (HMDA) (May 3, 2006)
• CU supports the “Free Internet Filing Act” (April 21, 2006)
• ask Fair Isaac to adapt credit scoring models to exclude harmful information about disaster victims.]]>">Groups ask Fair Isaac to adapt credit scoring models to exclude harmful information about disaster victims (September 12, 2005)
• Measures to prevent ID theft outlined for Senate hearing (April 13, 2005)
• Consumer groups opposition to H.R. 1295 (April 11, 2005)
• HR 1182 April 11, 2005 Joint Consumer Group Letter to Chairman Oxley (April 11, 2005)
• CU's History against Predatory Lending Practices (September 7, 2000)

Consumers Union News Releases

• Senator Dodd Unveils Discussion Draft for Financial Reform (November 13, 2009)
• Obama Foreclosure Plan: Statement by Consumers Union (February 19, 2009)
• Foreclosure plan offers hope for homeowners (February 18, 2009)
• CU: Foreclosure moratorium needed now (February 11, 2009)
• State oversight needed to fight bank abuses (February 5, 2009)
• Statement by CU on President-elect Obama’s economic team (November 24, 2008)
• CU calls for new reforms to address financial crisis (November 14, 2008)
• Schwarzenegger urged to address foreclosures (October 7, 2008)
• Senate approves Wall Street rescue package (October 1, 2008)
• Schwarzenegger urged to sign mortgage reforms (September 25, 2008)
• CU: Bailout should include consumer protections (September 23, 2008)
• Wall Street rescue plan, worries for consumers (September 23, 2008)
• CU: Bailout should include consumer protections (September 23, 2008)
• House to vote on subprime mortgages (July 23, 2008)
• California Senate OKs mortgage foreclosure bill (April 28, 2008)

• Credit reporting agencies reject a step to help hurricane survivors (October 6, 2005)
• Consumer Groups call for end to use of binding mandatory arbitration clauses (February 24, 2005)
• Study: Repossession, foreclosure protection on mobile homes inadequate (February 24, 2005)
• Statement by Consumers Union about Federal Reserve Chairman Greenspan's Criticism of Predatory Lending (March 22, 2000)
• Consumers Union: Gov’t Report on Mortgage Lending Positive Step (July 17, 1998)
• Consumers Union Applauds HUD's Proposal to Make Mortgage Brokers More Consumer Friendly (September 17, 1997)
• Consumers Union Praises Senate Vote Outlawing Unfair Mortgage Terms (March 18, 1997)

Research and Reports

• Who is making loan modifications for homeowners? (January 26, 2010)
• Survey finds poor loan servicing; rising foreclosures, evictions and scams (June 25, 2009)
• Obama's bailout plan should help protect taxpayers (February 10, 2009)
• An Agenda To Close Growing Gaps In Marketplace Protections (December 18, 2008)
• CRA is not the cause for the foreclosure crisis (October 21, 2008)
• Schwarzenegger signs foreclosure protection bill (July 21, 2008)
• Consumer groups seeks strong regulations to protect home borrowers (April 9, 2008)

• Consumer groups call for more time for consumers affected by disaster to make payments on home mortgages (December 6, 2005)

Consumer Tips

• New programs helping today’s homeowners (March 26, 2009)
• What to do if you are having mortgage difficulties (February 12, 2009)
• Federal Trade Commission’s Mortgage Page (January 16, 2009)
• Consumer Reports: A Rescue Plan for the Rest of Us (December 8, 2008)

• 8.3 million Americans fall victim to identity theft each year (October 11, 2006)
• Recovery information for consumers affected by Hurricane Katrina (September 17, 2005)

Blog Posts

• How to protect against another Mortgage Meltdown? Require Skin in the Game (August 9, 2010)
• Errors in Foreclosures (July 23, 2010)
• What’s in the Mortgage Provisions of the Reform Bill (June 21, 2010)

• Senate debate on financial reform heats up (May 5, 2010)
• After beating foreclosure, Georgian speaks out for financial reform (April 29, 2010)
• Winner of the Danger of Debt Contest!! (March 2, 2010)
• Getting Serious About Loan Modification Scams (December 8, 2009)
• Lifting the Veil on Loan Modifications (November 18, 2009)
• More lawyers in trouble for foreclosure activities (November 16, 2009)
• More Consumer TV- Reverse Mortgages (October 16, 2009)
• Calling all creative shutter bugs! (September 15, 2009)
• Promises, Promises . . . (August 10, 2009)
• Beware Loan Modification Scams (August 7, 2009)
• Supreme Court decision and President's proposal give states more power (July 1, 2009)
• Rising Foreclosures, Evictions and Scams What’s Going On? (June 25, 2009)
• Consumer Financial Protection Agency - What it is and What it does (June 17, 2009)
• Treasury Releases Report: Financial Regulatory Reform: A New Foundation (June 17, 2009)
• Financial Literacy or Die (May 22, 2009)
• Move over Goliath, David’s moving in (May 22, 2009)
• APRIL 29 – Arbitration Fairness Day (April 28, 2009)
• Faces of Foreclosure—What becomes of innocent tenants? (April 9, 2009)
• BEWARE of Mortgage Bailout Scams! (April 1, 2009)
• New programs helping today’s homeowners (March 20, 2009)
• FSPC: Slowing The Race To The Bottom (March 13, 2009)
• The Faces of Foreclosure— Tomás Hernandez (March 10, 2009)
• Faces of Foreclosure—Argy Tripodis (March 2, 2009)
• What the Defenders are Reading: Credit cards, Home buying, Renting, Mortgage, Foreclosure and more (February 27, 2009)
• Johnnie Lee Bussie: One of the Faces of Foreclosure (February 27, 2009)
• Will Treasury Secretary Geithner Side with Consumers or with Banks in Major Case before SCOTUS (February 25, 2009)
• Quibbling with Jarvis (February 19, 2009)
• Obama's Foreclosure Plan (February 18, 2009)
• The Faces of Foreclosure –Langdon McAlpin (February 16, 2009)
• CU’s Wish List for the New Year (December 11, 2008)
• The Community Reinvestment Act did not cause the foreclosure crisis (November 26, 2008)
• FDIC Proposes Sensible Program to Avoid Foreclosures (November 20, 2008)
• Mortgage Meltdown Update (October 14, 2008)
• Mo’ Money, Mo’ Money, Mo’ Money (August 8, 2008)
• New Development in California—the Mortgage Foreclosure Crisis Epicenter (July 28, 2008)
• Mortgage mess help – too little, too late? (April 14, 2008)
• No more dangerous financial products! (March 31, 2008)