High-Cost Credit

High cost credit products comes in various forms: payday loans, car title loans, refund anticipation loans and private student loans. Find out how you can minimize your debt and avoid common traps.

It's time Washington looks out for us!

It's time Washington looks out for us!

If you don’t think it matters having an aggressive watchdog in Washington looking out for consumers, just consider your credit card bill. The full House just approved a new financial sheriff – now we need the Senate to do the same so we don’t have to endure more abusive tactics. Tell your Senators you want a watchdog who looks out for us. Act Now!

Tell Us Your Story!

Are you in debt because of short-term loans? Whether backed up by your paycheck, your car title or expected tax return, the results are the same: You end up paying too much to borrow a small amount of money, and usually at a time when your financial situation is the most desperate. Tell us your experience.

We want to hear from you. Your willingness to share your stories helps us pass laws to protect you and your family.

Read stories from individuals who have shared their stories, like:

Alex of San Francisco, CA
I'm falling further and further behind on the debts. I'm 77 years old, living in a studio apartment in downtown San Francisco. I survive most of the time on beans.

How to complain to the Government

Online, by mail, phone or fax... Agencies need to hear from you!