A comprehensive credit card law is now in place that will help end the tricks that trap consumers in high-cost credit card debt. You can learn more about these key rights below. Click here to see when different provisions of the law go into effect.
The new credit card law includes these consumer protections:
Help keep us informed.
Banks will continue to come up with new practices designed to get more money out of you, so tell us what's been happening with your credit card
Are you in debt because of short-term loans? Whether backed up by your paycheck, your car title or expected tax return, the results are the same: You end up paying too much to borrow a small amount of money, and usually at a time when your financial situation is the most desperate. Tell us your experience.We want to hear from you. Your willingness to share your stories helps us pass laws to protect you and your family.
Read stories from individuals who have shared their stories, like:
Oscar Abbott of Shiner, TX
Gas Card Holder Beaten Up over One Cent Mistake
Online, by mail, phone or fax... Agencies need to hear from you!