Policy and Legislation

• Consumer Advocates Comments to Proposed Rules on Changes to Check Processing (June 1, 2011)
• CU comment on “end of checks” proposed rule (August 9, 2010)
• Group Comments to FDIC on Safe Transaction and Savings Accounts (June 7, 2010)
• The Faster Access and Shorter Transaction Time for Checks Act of 2010 (April 13, 2010)
• Support for the Deceptive Loan Check Elimination Act (August 7, 2009)
• Consumer groups call for action to reduce check holds (October 31, 2006)
• Letter to the Federal Reserve System Regarding Check 21 (March 11, 2004)

• Comments on proposed rule to curb unfair overdraft practices (June 27, 2008)
• Consumers Deserve Stronger Financial Services Protections (July 27, 2007)
• Simplify the fees, not just the disclosures (June 6, 2007)
• Consumer groups call on Federal Reserve to protect consumers in electronic payments (May 25, 2007)
• Consumer groups oppose cutbacks in consumer protection under the guise of regulatory relief (May 3, 2006)
• Senator Akaka bill stops check holding for payday loans (October 6, 2005)
• Consumer groups urge Fed to rein in high cost overdraft loans (June 8, 2005)
• Consumer Groups Call to Eliminate "Oral Checks" (May 9, 2005)
• CU seeks shorter check holds and other protections for consumers after Check 21 (April 19, 2005)
• Support Consumer-Friendly Changes to Check 21 (April 19, 2005)
• Reduce check hold times (February 15, 2005)
• Support the Consumer Checking Account Fairness Act (February 8, 2005)
• Letter to Bank CEOs asking to improve the Check 21 law (September 20, 2004)
• Comments to the Federal Reserve Regarding Collection of Checks (July 7, 2004)
• What's Wrong with the Proposed Check 21 Regulations: Consumer Group Comments (March 5, 2004)
• CU Testimony On the Check Clearing for the 21st Century Act Before the House (April 8, 2003)
• Testimony regarding Check Clearing for the 21st Century Act (September 21, 2002)

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Consumers Union News Releases

• Congress should curb overdraft loan fees (March 7, 2008)
• Bank of America computer tape loss puts 1.2 million at risk of ID theft (February 25, 2005)
• Take action now! ]]>">Post "Check 21" banking law reforms proposed in Congress (February 15, 2005)

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Research and Reports

• Frequently Asked Questions About Checkholds (December 15, 2010)
• Jury’s out on abusive overdraft loans proposal (December 22, 2008)

• Click here to tell us how your bank is treating you under Check 21. ]]>">Checking Up On Check 21 (February 6, 2005)
• On-line banking policies and principles (October 1, 1999)

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Consumer Tips

• Tips for checking account customers (March 23, 2011)
• Frequently Asked Questions About Checkholds (December 15, 2010)
• Get the Facts about Overdrafts and Fees (June 29, 2010)
• Steps to Safely Move Your Money to a New Bank Account (April 22, 2010)
• Questions and Answers About the Check Clearing for the 21st Century Act, "Check 21 (July 10, 2005)

• How long banks can make consumers wait to use deposited funds (February 8, 2005)
• “Check 21” banking law now in effect consumers urged caution (October 28, 2004)
• New law will mean more bounced checks and fees for consumers (October 21, 2004)
• Seven policies banks could adopt to improve Check 21 for consumers (August 11, 2004)

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Blog Posts

• As the July 1st deadline approaches, CFA warns consumers not to Opt-In to Overdraft. (June 29, 2010)
• Bank of America gave us a little and then took it away! (June 18, 2010)
• Senate debate on financial reform heats up (May 5, 2010)
• Moving Your Money? Use these tips to do it right! (April 22, 2010)
• Back to Basics: Checkholds (November 4, 2009)
• Consumer Financial Protection Agency - What it is and What it does (June 17, 2009)
• Tweeter Files, Circuit City Struggles: Who’s Next? Use your Gift Cards before it’s too late (November 7, 2008)
• Is my money safe? (September 16, 2008)
• Challenge: What Type of Overdraft Service Do You Have? (June 23, 2008)
• Read your bank statements carefully (February 11, 2008)
• Telephone check? Could the Wachovia “demand draft” problem happen to you? (February 6, 2008)
• Overdrawn? (July 6, 2007)
• Fed Up with Long Check Hold Times (May 7, 2007)
• Tired of waiting for your deposits to clear? (October 31, 2006)

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