Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders.
What tricks are the banks pulling now?
The credit card companies and banks are opening up their bag of tricks to get around new rules that will protect consumers like you from abusive interest rates and fees. We need to hear from you what those tricks are so we can fight back against them!
Bailout
CU is working to ensure that the government’s financial intervention and regulatory restructuring during this growing financial crisis includes protections for taxpayers and consumers.
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Bank Accounts
Bank accounts provide security and services that help you manage your money. But some bank accounts come with hidden fees and complicated terms which often end up costing you. Consumers Union advocates for upfront pricing and fair practices so that you don’t end up losing your deposits.
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Credit Reports
Having good credit means you should have more options to borrow money at the lowest cost and from the best lenders. It also means that others who look at your credit are less likely to turn you away or penalize you.
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Loans
Payday loans, car title loans, refund anticipation loans and private student loans... Find out how you can minimize your debt and avoid common traps.
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Mortgages
Foreclosures hurt the families who lose their homes, neighbors who live nearby, and all homeowners by driving down housing values. We need strong new laws to make all loans fair.
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Payments
Paying with a debit card, gift card or prepaid card might not give you the protection you expect. CU exposes bad practices and advocates for improvements.
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Privacy
8.3 million Americans fall victim to identity theft each year. Find out if your state has a security freeze law, and learn how you can protect yourself.
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What's up in your state?
Explore your state page for current legislative efforts, research, reports and consumer tips.