Defend Your Dollars http://www.defendyourdollars.org/ Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders. en Copyright 2009 Wed, 04 Nov 2009 16:20:14 -0800 http://www.sixapart.com/movabletype/?v=3.2 http://blogs.law.harvard.edu/tech/rss Back to Basics: Checkholds Although the number of checks are declining rapidly, we still get a number of questions regarding checks, or more specifically, calls from frustrated consumers on checkholds.

]]> http://www.defendyourdollars.org/2009/11/back_to_basics_checkholds.html http://www.defendyourdollars.org/2009/11/back_to_basics_checkholds.html Blog Post Wed, 04 Nov 2009 16:20:14 -0800 Creative credit cards are a bummer Credit card companies are finding creative ways to milk their customers.

]]> http://www.defendyourdollars.org/2009/11/creative_credit_cards_are_a_bu.html http://www.defendyourdollars.org/2009/11/creative_credit_cards_are_a_bu.html Blog Post Tue, 03 Nov 2009 16:15:56 -0800 Freeze Credit Card Rates Now!!! Dodd introduces bill Dodd Introduces Bill to Immediately Freeze Credit Card Interest Rates- Give Consumers What they Deserve

]]> http://www.defendyourdollars.org/2009/10/freeze_credit_card_rates_now_d.html http://www.defendyourdollars.org/2009/10/freeze_credit_card_rates_now_d.html Blog Post Tue, 27 Oct 2009 11:49:12 -0800 Move up the effective date on the CARD Act- Give the People What They Want! Senate bill would move up the effective date of the CARD Act giving much needed consumer credit protections sooner.

]]> http://www.defendyourdollars.org/2009/10/move_up_the_effective_date_on.html http://www.defendyourdollars.org/2009/10/move_up_the_effective_date_on.html Blog Post Tue, 27 Oct 2009 11:38:45 -0800 CFPA Passes Out Of Committee An agency that looks out for consumers not banks and credit card companies heads to the House floor for a vote

]]> http://www.defendyourdollars.org/2009/10/cfpa_passes_out_of_committee.html http://www.defendyourdollars.org/2009/10/cfpa_passes_out_of_committee.html Blog Post Thu, 22 Oct 2009 12:35:08 -0800 The Fallacy of the Wall Street Journal’s Article on ID Theft Guest Blogger: Jaimee Napp, Executive Director of Identity Theft Action Council of Nebraska posts her opinion about the WSJ's latest take on ID Theft

]]> http://www.defendyourdollars.org/2009/10/the_fallacy_of_the_wall_street.html http://www.defendyourdollars.org/2009/10/the_fallacy_of_the_wall_street.html Blog Post Mon, 19 Oct 2009 16:25:26 -0800 Dodd introduces the best overdraft protections yet Senate will consider stronger protections for overdraft. Fed overdraft rule expected in November.

]]> http://www.defendyourdollars.org/2009/10/dodd_introduces_the_best_overd.html http://www.defendyourdollars.org/2009/10/dodd_introduces_the_best_overd.html Blog Post Mon, 19 Oct 2009 13:48:29 -0800 Call Bank of America—Opt Out of Automatic Overdraft!! Bank of America will now let you Opt Out. Take advantage of this opportunity!

]]> http://www.defendyourdollars.org/2009/10/call_bank_of_americaopt_out_of.html http://www.defendyourdollars.org/2009/10/call_bank_of_americaopt_out_of.html Blog Post Mon, 19 Oct 2009 10:00:19 -0800 More Consumer TV- Reverse Mortgages CU's Norma Garcia explains reverse mortgages and how you can find out if they are right for you

]]> http://www.defendyourdollars.org/2009/10/more_consumer_tv_reverse_mortg.html http://www.defendyourdollars.org/2009/10/more_consumer_tv_reverse_mortg.html Blog Post Fri, 16 Oct 2009 16:10:42 -0800 Chase responds to CU’s request to stop messing with minimum payments. Chases responded to our request to restore consumer’s minimum payments. Give them a call back!

]]> http://www.defendyourdollars.org/2009/10/chase_responds_to_cus_request.html http://www.defendyourdollars.org/2009/10/chase_responds_to_cus_request.html Blog Post Thu, 15 Oct 2009 13:00:33 -0800 Preemption Pains National Governors Association push for end of federal preemption to protect consumers and prevent world economic collapse. Sounds like a good idea.

]]> http://www.defendyourdollars.org/2009/10/preemption_pains.html http://www.defendyourdollars.org/2009/10/preemption_pains.html Blog Post Wed, 14 Oct 2009 16:46:29 -0800 Austan Goolsbee explains the CFPA My favorite Whitehouse adviser makes a clear case for the CFPA.

]]> http://www.defendyourdollars.org/2009/10/austan_goolsbee_explains_the_c.html http://www.defendyourdollars.org/2009/10/austan_goolsbee_explains_the_c.html Blog Post Fri, 09 Oct 2009 09:24:22 -0800 Law Profs Call for the CFPA Over 70 law faculty from across the nation call on Congress to create a Consumer Financial Protection Agency.

]]> http://www.defendyourdollars.org/2009/09/law_profs_call_for_the_cfpa.html http://www.defendyourdollars.org/2009/09/law_profs_call_for_the_cfpa.html Blog Post Tue, 29 Sep 2009 15:14:57 -0800 Win Count: Consumers 1 Banks $700 Billion Banks ease policy on overdrafts due to consumer pressure. Now is the time to get involved.

]]> http://www.defendyourdollars.org/2009/09/win_count_consumers_1_banks_70.html http://www.defendyourdollars.org/2009/09/win_count_consumers_1_banks_70.html Blog Post Fri, 25 Sep 2009 12:04:18 -0800 Big news--Two banks reduce but don't end outrageous overdraft fees. Two big banks have announced changes in their checking account overdraft fees that will end what consumer advocates have called "the $35 cup of coffee" - for some people, some of the time, starting either in October or early next year. UPDATE: Wells Fargo changes policy on overdrafts as well.

]]> http://www.defendyourdollars.org/2009/09/big_newstwo_banks_reduce_but_d_2.html http://www.defendyourdollars.org/2009/09/big_newstwo_banks_reduce_but_d_2.html Blog Post Wed, 23 Sep 2009 09:29:28 -0800