Consumers Union and the National Consumer Law Center (NCLC) have developed model legislation to provide stronger protections for consumers who issue and utilize payroll cards. We are ready to work with states to strengthen payroll card protections.

For additional information on what to look for in payroll cards.

• Payroll Cards: Issues for Employers
http://www.consumersunion.org/pub/core_financial_services/000922.html

• Questions for Employees to Ask About Payroll Cards http://www.consumersunion.org/pub/core_financial_services/000920.html

For the complete Model Payroll Card Law, visit http://www.consumersunion.org/pdf/Payroll-Model-Law.pdf (PDF).