Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders.
Groups are seeking additional eligibility conditions on all financing by the TALF for credit card securitization pools. Read more »
Ever get the feeling that the Big 3 credit bureaus just aren't listening or even responding to your problems when you are working to correct a credit problem?
A new report with the sexy title of Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports by the NCLC documents how the three major credit bureaus (Equifax, Experian, and TransUnion) handle (or do not handle) credit reporting disputes.
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Here's your chance to tell the Fed that you want the right to opt-in (or not) to high cost overdraft services! Read more »
With credit card interest rates going up, you may be considering an advance on your tax refund. Called a tax refund anticipation loan (RAL), this is not exactly an advance, but a loan, and millions of people are signing up. Read more »
There's more to do on credit cards. Read more »